/* ==========================================
   GLOBAL STYLES & VARIABLES
   ========================================== */
:root {
  --primary-red: #d93829;
  --primary-red-hover: #b8281b;
  --navy-bg: #0b1527;
  --navy-card: #0f1c35;
  --navy-light-card: #152542;
  --text-dark: #0f172a;
  --text-muted: #64748b;
  --light-bg: #f8fafc;
  --border-color: #e2e8f0;
  --card-shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.05);
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
  font-family: system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Oxygen, Ubuntu, Cantarell, sans-serif;
}

body {
  color: var(--text-dark);
  background-color: #ffffff;
  line-height: 1.5;
}

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Button Component */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 12px;
  font-weight: 600;
  font-size: 1rem;
  text-decoration: none;
  transition: all 0.25s ease;
  cursor: pointer;
}

.btn-primary {
  background-color: var(--primary-red);
  color: #ffffff;
  border: none;
}

.btn-primary:hover {
  background-color: var(--primary-red-hover);
  transform: translateY(-2px);
}

.btn-outline {
  background-color: #ffffff;
  color: var(--text-dark);
  border: 1px solid var(--border-color);
}

.btn-outline:hover {
  background-color: #f1f5f9;
  border-color: #cbd5e1;
}

.btn-block {
  display: flex;
  width: 100%;
}

.btn-large {
  padding: 16px 36px;
  font-size: 1.1rem;
}

/* ==========================================
   SECTION 1: HERO SECTION
   ========================================== */
.hero-home-section {
  padding: 60px 0 40px;
  text-align: center;
  background-color: #ffffff;
}

.hero-center-content {
  max-width: 780px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  align-items: center;
}

.badge-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background-color: #ffefe6;
  color: var(--primary-red);
  padding: 6px 14px;
  border-radius: 20px;
  font-size: 0.825rem;
  font-weight: 700;
  letter-spacing: 0.5px;
  margin-bottom: 20px;
}

.hero-center-content h1 {
  font-size: 5.2rem;
  line-height: 1.1;
  font-weight: 800;
  color: var(--text-dark);
  margin-bottom: 20px;
}

.highlight-underline {
  position: relative;
  display: inline-block;
  z-index: 1;
}

.highlight-underline::after {
  content: "";
  position: absolute;
  bottom: 6px;
  left: 0;
  width: 100%;
  height: 12px;
  background-color: #fce7f3;
  z-index: -1;
  border-radius: 4px;
}

.hero-subtext {
  font-size: 1.125rem;
  color: var(--text-muted);
  max-width: 620px;
  margin-bottom: 32px;
}

.highlight-red {
  color: var(--primary-red);
  font-weight: 700;
}

.hero-cta-wrap {
  margin-bottom: 20px;
}

/* ==========================================
   SECTION 2: THREE BENEFIT CARDS
   ========================================== */
.benefits-section {
  padding: 20px 0 60px;
  background-color: #ffffff;
}

.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  max-width: 1100px;
  margin: 0 auto;
}

.benefit-card {
  background: #ffffff;
  border: 1px solid var(--border-color);
  border-radius: 16px;
  padding: 28px 20px;
  text-align: center;
  box-shadow: var(--card-shadow);
  transition: all 0.3s ease;
}

.benefit-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.08);
}

.benefit-icon {
  width: 38px;
  height: 38px;
  background-color: #fee2e2;
  color: var(--primary-red);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
  font-size: 0.9rem;
}

.benefit-card:hover .benefit-icon {
    border: 1px solid var(--primary-red);
}

.benefit-card h3 {
  font-size: 1.25rem;
  font-weight: 700;
  margin-bottom: 4px;
}

.benefit-card p {
  font-size: 0.875rem;
  color: var(--text-muted);
}

/* ==========================================
   SECTION 3: WHAT'S COVERED SECTION
   ========================================== */
.coverage-section {
  padding: 80px 0;
  background-color: var(--light-bg);
}

.section-title {
  text-align: center;
  margin-bottom: 48px;
}

.section-title h2 {
  font-size: 2.25rem;
  font-weight: 800;
  color: var(--text-dark);
}

.section-title p {
  color: var(--text-muted);
  font-size: 1.05rem;
  margin-top: 8px;
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.coverage-card {
  background: #ffffff;
  border: 1.5px solid var(--border-color);
  border-radius: 16px;
  padding: 28px 20px;
  transition: all 0.3s ease;
  cursor: pointer;
}

.coverage-card:hover {
  border-color: var(--primary-red);
  transform: translateY(-4px);
  box-shadow: 0 12px 24px rgba(217, 56, 41, 0.08);
}

.card-icon-wrapper {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background-color: #fee2e2;
  color: var(--primary-red);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  margin-bottom: 20px;
  transition: all 0.3s ease;
}

.coverage-card:hover .card-icon-wrapper {
  background-color: var(--primary-red);
  color: #ffffff;
}

.coverage-card h3 {
  font-size: 1.2rem;
  font-weight: 700;
  margin-bottom: 12px;
}

.card-desc {
  font-size: 0.875rem;
  color: var(--text-muted);
  line-height: 1.4;
  margin-bottom: 20px;
  min-height: 48px;
}

.card-list {
  list-style: none;
}

.card-list li {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-dark);
  margin-bottom: 8px;
  display: flex;
  align-items: center;
}

.card-list li::before {
  content: "•";
  color: var(--primary-red);
  font-weight: bold;
  font-size: 1.2rem;
  margin-right: 8px;
}

/* ==========================================
   SECTION 4: SMART WAYS TO SAVE MONEY SECTION
   ========================================== */
.savings-section {
  background-color: var(--navy-bg);
  color: #ffffff;
  padding: 90px 0;
}

.savings-container {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.savings-left h2 {
  font-size: 2.5rem;
  font-weight: 800;
  margin-bottom: 12px;
  line-height: 1.15;
}

.savings-subtext {
  color: #94a3b8;
  font-size: 1.05rem;
  margin-bottom: 40px;
}

.discounts-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.discount-item {
  background-color: var(--navy-card);
  border: 1px solid rgba(255, 255, 255, 0.05);
  border-radius: 16px;
  padding: 20px 24px;
  display: flex;
  align-items: center;
  gap: 20px;
  transition: transform 0.25s ease;
}

.discount-item:hover {
  transform: translateX(6px);
}

.discount-icon {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  border: 1px solid var(--primary-red);
  color: var(--primary-red);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.1rem;
  flex-shrink: 0;
}

.discount-icon-outline {
  width: 36px;
  height: 36px;
  border-radius: 8px;
  border: 1.5px solid var(--primary-red);
  color: var(--primary-red);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.95rem;
  flex-shrink: 0;
}

.discount-info h4 {
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 4px;
}

.discount-info p {
  font-size: 0.85rem;
  color: #94a3b8;
}

/* Calculator Card */
.calculator-card {
  background-color: var(--navy-card);
  color: #ffffff;
  border-radius: 24px;
  padding: 36px;
  border: 1px solid rgba(255, 255, 255, 0.05);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.3);
}

.calculator-card h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: #ffffff;
}

.calc-big-amount {
  font-size: 3.75rem;
  font-weight: 800;
  color: var(--primary-red);
  line-height: 1;
  margin: 16px 0 4px;
}

.calc-sub {
  font-size: 0.875rem;
  color: #94a3b8;
  margin-bottom: 28px;
}

.calc-details {
  border-top: 1px solid rgba(255, 255, 255, 0.1);
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
  padding: 20px 0;
  margin-bottom: 28px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.calc-row {
  display: flex;
  justify-content: space-between;
  font-size: 0.95rem;
  color: #94a3b8;
}

.val-dark {
  font-weight: 700;
  color: #ffffff;
}

.val-red {
  font-weight: 700;
  color: var(--primary-red);
}

/* ==========================================
   SECTION 5: BY THE NUMBERS SECTION
   ========================================== */
.numbers-section {
  padding: 80px 0;
  text-align: center;
  background-color: #ffffff;
}

.numbers-section h2 {
  font-size: 2.25rem;
  font-weight: 800;
  margin-bottom: 48px;
  color: var(--text-dark);
}

.numbers-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.number-val {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 2px;
  font-size: 2.75rem;
  font-weight: 800;
  color: var(--primary-red);
  line-height: 1.2;
}

.star-icon {
  color: #f59e0b;
  font-size: 1.25rem;
  margin-left: 2px;
}

.number-label {
  font-size: 0.9rem;
  color: var(--text-muted);
  font-weight: 500;
}

.cta-banner {
    background: var(--navy-dark);
    color: #ffffff;
    padding: 70px 20px;
    text-align: center;
}

.cta-banner h2 {
    font-size: 2.8rem;
    font-weight: 800;
    margin-bottom: 12px;
}

.cta-banner p {
    color: #94a3b8;
    font-size: 1.15rem;
    margin-bottom: 32px;
}

/* ==========================================
   RESPONSIVE DESIGN
   ========================================== */
@media (max-width: 900px) {
  .savings-container {
    grid-template-columns: 1fr;
  }

  .coverage-grid,
  .numbers-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 600px) {
  .hero-center-content h1 {
    font-size: 2.75rem;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .coverage-grid,
  .numbers-grid {
    grid-template-columns: 1fr;
  }
}